Although you would think pop singer Mariah Carey would secure her voice with life insurance, she actually targeted her legs. In 2006, Carey insured her legs for a whopping $1 billion dollars! Can you imagine what her monthly payments are? This is highest policy by any celebrity known to mankind. Even though she is basically retired, what would she still need it for? It is possible it's for self security and pride. I assume if she were to get in a car accident or any other type of accident, her insurance company will pay out the full premium if there were any scratches or bruises on her legs. It is unknown whether a serious knee injury such as an ACL tear would be covered. Like J Lo's policy, excess cellulite may also be covered under this policy.